Close Menu

    Subscribe to Updates

    Get the latest creative news from FooBar about art, design and business.

    What's Hot

    Snap To Cut 1,000 Jobs After Activist Pressure, Bets On AI Efficiency

    April 16, 2026

    JD Vance’s Brazenly False New Trump Defense Goes Off The Rails

    April 16, 2026

    Loss Of Smell May Be A Sign Of Alzheimer’s, Study Shows

    April 16, 2026
    Facebook X (Twitter) Instagram
    Trending
    • Snap To Cut 1,000 Jobs After Activist Pressure, Bets On AI Efficiency
    • JD Vance’s Brazenly False New Trump Defense Goes Off The Rails
    • Loss Of Smell May Be A Sign Of Alzheimer’s, Study Shows
    • The Complete AI Research Workflow: From Prompt Discovery to Content Creation
    • Amazon-backed X-energy files to raise up to $800M in IPO
    • 32 Game-Changing Travel Products
    • Here’s What Could Happen If You Refuse To Pay Taxes To Protest Trump And The Iran War
    • RED Price Prediction: Rejection at $0.18 Sets Up 30% Drop to $0.11
    Facebook X (Twitter)
    SBM Global News
    Demo
    • Home
    • Top Stories
      • Politics
    • Business
      • Small Business
      • Marketing
    • Finance
      • Investment
    • Technology

      Amazon-backed X-energy files to raise up to $800M in IPO

      April 16, 2026
      Read More

      Tkxel – Company Profile – AllBusiness.com

      April 15, 2026
      Read More

      Amazon to buy Globalstar for $11.57B in bid to flesh out its satellite biz

      April 15, 2026
      Read More

      Bridge Format AIQ – Company Profile

      April 14, 2026
      Read More

      Trump officials may be encouraging banks to test Anthropic’s Mythos model

      April 13, 2026
      Read More
    • Lifestyle
      • Travel
    • Feel Good
    • Get In Touch
    SBM Global News
    Demo
    Home»Finance»My Family Of 5 Lives On $90,000 A Year And ‘It’s A Struggle’
    Finance

    My Family Of 5 Lives On $90,000 A Year And ‘It’s A Struggle’

    By Staff WriterJanuary 23, 202410 Mins Read
    Facebook Twitter LinkedIn Reddit Email
    Share
    Facebook Twitter LinkedIn Pinterest Email

    Ask any American with young children what their No. 1 household expense is, and you’ll hear the same answer almost every time: child care. Each family finds its own way to manage. Some parents are pushed out of the workforce. Others work jobs they wouldn’t take otherwise or hold down multiple jobs in order to meet their families’ needs.

    To show how real families are navigating this child care challenge, HuffPost is profiling parents around the country. If you’d like to be featured in an installment, email us at [email protected].

    Rachael Gomez, her husband and their children live in the Dallas area.
    Rachael Gomez, her husband and their children live in the Dallas area.

    Occupation: Texas sales manager for a group of small craft distilleries

    Children’s ages: 7 months, 2 years and 9 years (oldest child is Gomez’s stepson)

    Annual household income: $90,000

    Weekly take-home pay: $1,500

    Child care costs: $200 per month

    Work arrangements: Gomez and her husband, Jesus, met through work. “How we met was in the [restaurant] industry. Now, due to child care issues, he actually is a stay-at-home dad. He has been for about two years now.

    “When I was pregnant with Aly Rose, our 2-year-old, his son did not live with us full-time. We had him on the weekends. And at the time, he was working at a restaurant. The hours were crazy. We knew that we weren’t going to be able to swing caring for children. So he quit working in restaurants and started working for a wine distributor that offered a lot more flexibility.

    “We tried to make it work with our schedules. But he ended up getting a new boss that just made his schedule a lot more demanding, and so our schedules really didn’t align. We put Aly Rose on six to eight different waiting lists for day cares before she was born, and then a couple after. I’ve only even gotten a call from two of those places.”

    Aly Rose is now 2 and a half. “She was born in July 2021. She ended up in the NICU for three weeks, unexpectedly, and so we brought her home the beginning of August. We tried to make it work schedule-wise until he ended up quitting his job December 1, 2021. My parents actually came down and watched the kids for three weeks prior, just because it really wasn’t working like we hoped. We had looked at other day cares, and any other option that we could at the time, before we made the decision for him to quit his job: Angie’s List, Care.com. People didn’t have availability for like seven to eight months. There were two [day cares] that said that they were going to have openings within six months. But they were 3.1-star, 2.3-star — and they were the best-rated in the area. We thought, do we really want our kids to have a 3.1-star life? That’s almost failing. He had been managing people for so long, and he was kind of tired of it. I’m very career-driven, as well as family-driven. He gave me the option for him to stay home.

    “To go from two pretty decent incomes to literally cutting our income in half was hard. We tried to mentally justify it with, ‘Oh, but look how much we’re saving on day care’ and all of this, but at the end of the day, you’re still at a loss. It’s a blessing now, because his son has some special needs, he has autism. Now he’s able to live with us full-time, and Jesus has more time that he can dedicate to taking him to appointments, managing his care from home as well as taking care of the kids. It’s been a little over two years. I have a higher-paying job, but it’s still not enough to offset him having no income.

    “My employer covers my health insurance, but the plan that they offer for my dependents and spouse is like $1,200 a month. So we chose to get a plan through the marketplace for his use and the kids. It’s not much cheaper. It saves us a couple hundred a month, which, at this point, anything helps.

    “The thing about my job is, it’s pretty flexible. I typically have some calls in the morning and some admin stuff that I do, starting at nine. I usually have a couple of free hours in the middle of the day. Then I leave my house to go out to visit accounts starting around four o’clock, and there’s nights I don’t get home till midnight.

    Demo

    “Even when I get home early, he’s put three kids to bed. The only thing he has energy for is to sit on the couch. We open a bottle of wine. We just veg out for an hour until we both say, ‘OK, let’s pry our eyes away [from the TV] and go to sleep because we’re going to be up in two hours.’”

    Gomez anticipates that Jesus will return to the workforce once all their children are in school, about five years from now. “He has his associate’s degree and he’s talked about getting his bachelor’s degree in an online program, but there’s just no time. Every time we try to prioritize something, even just as small as going to the gym — if I have a call in the morning, by the time that he wakes up to go to the gym, then both babies are up. So he’s probably going to put off going back to school at least for another two or three years.”

    Child care plan: “We did start Aly Rose in a ‘mother’s day out’ program in January of this year. It runs two days a week, five hours a day. Luckily, it’s right down the street from our house and gives Jesus a little bit of relief. It’s $200 a month, which is OK, in my mind. Pretty affordable compared to other day cares. But it is a very short window of time. He drops her off after he drops his son off at school and picks her up before he picks him up, but it gets him a good four and a half hours of ‘one-baby time.’

    “We tried to [drive for] DoorDash or Uber Eats [to make] enough money to pay for her day care. If I get home and there’s a bonus program on DoorDash, I’ll go out and drive for DoorDash for three or four hours.”

    The family is looking at preschools for Aly Rose next year, but options are limited. Their income is too high for subsidized programs, and other programs are located far from home and offer only a few hours of care several days per week. They plan next year to send their younger daughter to the same “mother’s day out” program, which is housed in a church and runs on a school calendar. It’s for babies who are at least 1 year old and walking.

    “Both of us are happy that we’ve made it work. It’s a struggle financially, and I mean, I’m sure it will be forever, with the cost of everything going up. Yesterday he said, ‘I need adult time, I caught myself talking to your cousin in a baby voice.’ And I leave the city of Dallas and I work out of market throughout the rest of the state one to two weeks a month. So he’s here full-time. You couldn’t pay me money to stay home with with my kids. They’re great kids, but I just need that adult interaction. There weren’t really a whole lot of good choices.”

    What would help their family: “There’s no one mandating day care pay, and those are the people that are caring the hardest for our children. Not just educating them, but literally cleaning up after them and carrying them around and helping to potty-train them and do all of the things that parents are trying to do, but for 12 bucks an hour. Day care pay regulations would be super helpful.

    “Also, there’s no mandated parental leave, which is insane. I had six weeks with both children, and with Aly Rose I only had two weeks of maternity leave. The rest of it was short-term disability, meaning I didn’t even get full pay. We’re not planning on having any more children because we can’t financially — that’s another two years before Jesus can go back to work and we can try to pay off some debt we’ve accrued over the last few years.

    “I went back to work both times before I had my six-week checkup. I hadn’t been medically cleared to lift things, and I had to go back to work. Having a little more time, parents have the ability to bond with their kids. In our case, we thought we could make child care work between the two of us. [Paid leave] would have given us a little more more leeway and breathing room to figure out a different plan. But I had already gone back to work, and there was no spare time to figure out a plan B or C.

    “I might not have it all, but I have it better than a lot of people. OK, yes, we’ve racked up a lot of debt. And yes, it sucks that my husband is stuck at home with the kids all day and we don’t have that income and we’re not able to save money. It’s always hard for me to to be like, ‘I want subsidized anything,’ because we have it pretty good. Do we need help? We do need child care. We both slept an hour and a half last night with a sick kid, [and] our 2-year-old doesn’t sleep ever. If we got a day care facility for the kids, we could have taken a nap this morning. Been refreshed enough to actually care for our children, instead of, to be really honest, they’re probably going to end up in front of Ms. Rachel this evening, because we’re gonna be too worn out to do anything, and I won’t be home till midnight.”

    Support HuffPost

    A No-B.S. Guide To Life

    At HuffPost, we believe that everyone needs high-quality journalism, but we understand that not everyone can afford to pay for expensive news subscriptions. That is why we are committed to providing deeply reported, carefully fact-checked news that is freely accessible to everyone.

    Our News, Politics and Culture teams invest time and care working on hard-hitting investigations and researched analyses, along with quick but robust daily takes. Our Life, Health and Shopping desks provide you with well-researched, expert-vetted information you need to live your best life, while HuffPost Personal, Voices and Opinion center real stories from real people.

    Help keep news free for everyone by giving us as little as $1. Your contribution will go a long way.

    At HuffPost, we believe that everyone needs high-quality journalism, but we understand that not everyone can afford to pay for expensive news subscriptions. That is why we are committed to providing deeply reported, carefully fact-checked news that is freely accessible to everyone.

    Help keep news free for everyone by giving us as little as $1. Your contribution will go a long way.

    HuffPost is your trusted source to help you lead a better life. Our reporters rely on research, expert advice and lived experiences. So when you’ve got questions, you know you can trust our answers.

    We’re determined to keep HuffPost Life — and every other part of HuffPost — 100% free. Help us do that by contributing as little as $1.

    HuffPost is your trusted source for stories that help you lead a better life. We’ve got you covered on all things health, wellness, food, style, parenting, relationships, work, travel and lifestyle. Our reporters rely on research, expert advice and lived experiences to address all your concerns, big and small. So when you’ve got questions, you know you can trust our answers.

    We’re determined to keep HuffPost Life — and every other part of HuffPost — 100% free. Help us do that by contributing as little as $1.

    View original article here

    Share. Facebook Twitter LinkedIn Email Reddit
    Previous ArticleNew Hampshire Street Signs Tell the Story of the Republican Primary
    Next Article UAW Strike May End With ‘Historic Deal’ With General Motors

    Related Posts

    Here’s What Could Happen If You Refuse To Pay Taxes To Protest Trump And The Iran War

    April 16, 2026
    Read More

    CNBC Host Gives Jaw-Dropping Take On Trump’s Iran ‘Civilization’ Threats

    April 10, 2026
    Read More

    What Happens If You File Taxes Late (Or Can’t Pay Your Taxes On Time)

    April 6, 2026
    Read More
    Add A Comment

    Leave A Reply Cancel Reply

    Demo
    Top Posts

    Former FBI, CIA Head Has ‘Serious Concerns’ With Trump Cabinet Picks

    December 28, 2024435

    Emirates to operate next-gen A350 on the third daily service to Cape Town

    January 14, 2026256

    AAVE Price Prediction: Target $215-225 by Mid-January 2025 as Technical Indicators Signal Bullish Momentum

    December 15, 2025240

    Ventive Hospitality Joins Green Fins: Strong ESG Lift

    February 17, 2026211
    Don't Miss
    Business

    Snap To Cut 1,000 Jobs After Activist Pressure, Bets On AI Efficiency

    By Staff WriterApril 16, 20263 Mins Read

    April 15 (Reuters) – Snap SNAP.N will lay off about 1,000 employees, including 16% of…

    Read More

    JD Vance’s Brazenly False New Trump Defense Goes Off The Rails

    April 16, 2026

    Loss Of Smell May Be A Sign Of Alzheimer’s, Study Shows

    April 16, 2026

    The Complete AI Research Workflow: From Prompt Discovery to Content Creation

    April 16, 2026
    Stay In Touch
    • Facebook
    • Twitter
    Demo
    About Us

    Small Business Minder brings together business and related news from around the world in one place. Follow us for all the business news you'll need.

    Facebook X (Twitter)
    Our Picks

    Snap To Cut 1,000 Jobs After Activist Pressure, Bets On AI Efficiency

    April 16, 2026

    JD Vance’s Brazenly False New Trump Defense Goes Off The Rails

    April 16, 2026
    Most Popular

    Former FBI, CIA Head Has ‘Serious Concerns’ With Trump Cabinet Picks

    December 28, 2024435

    Emirates to operate next-gen A350 on the third daily service to Cape Town

    January 14, 2026256
    © 2026 Small Business Minder
    • Home
    • Get In Touch

    Type above and press Enter to search. Press Esc to cancel.

    Ad Blocker Enabled!
    Ad Blocker Enabled!
    Our website is made possible by displaying online advertisements to our visitors. To get the most from our site, please disable your Ad Blocker.